​IF I RENT A CAR IS IT COVERED BY MY INSURANCE?

The answer is complicated but yes most policies cover a “replacement vehicle” with the same level of coverage that is on your policy. This means that if you have only liability on your vehicle the rental will only be covered for liability. The issue you may run into if you wreck a rental vehicle that may not be covered is the rental car companies’ “loss of use”. This means that a rental car company may want to charge you for each day they are unable to rent the vehicle while it is being repaired. This may not be covered by your policy.